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what factors affect my credit score and rating

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Tip: Credit cards ranked "Best" by our editors, in each category can be found below "Track & Match" results.
Chase Bank Chase Freedom^SM Credit Card

Citibank Citi PremierPass Elite Level MasterCard®
APR Purchases 13.99% Variable. The reward program, cardholders earn double points for every dollar spent on purchases made at supermarkets, drugstores, and gas stations. Aside from the reward program, cardholders can expect access to a variety of platinum benefits that include up to $1,000,000 in travel accident insurance, purchase protection, and various travel and emergency assistance services. Although this card has a slightly high annual fee of $75, it does offer a reasonable interest rate for purchases and balance transfers.
Advanta Bank Advanta Platinum 90-Day Interest Free BusinessCard

Intro APR	APR %	Annual Fee
0% Intro APR for 12 months	10.99%	No annual fee

• 0% Intro APR.
• No Annual Fee.
• 5% Cashback Bonus®.
• Up to 1% Cashback Bonus
on all other purchases automatically.
• Unlimited cash rewards.
• Turn your Cashback Bonus into bigger rewards everytime when you redeem for gift cards from over 100 brand-name Partners.
• $0 Fraud Liability Guarantee.

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American Express® Delta SkyMiles® Gold Card

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Citi™ mtvU® Platinum Select® Visa®Card for College Students

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