|
"Track and Match" Credit Card Listings!
|
|
Tip: Credit cards ranked "Best" by our editors, in each category can be found below "Track & Match" results.
|
| First PREMIER® Bank Gold MasterCard®/Visa |
The APR for purchases is considered very low (see Terms and Conditions) compared to similar cards. Nevertheless, individuals who are considering this card should bear in mind the numerous fees that are applied to new accounts. If these charges are not paid in full, they will simply be applied to the total balance and accrue additional finance charges on the account. Those who become active members of the First PREMIER Bank Gold MasterCard® will be glad to know that transactions will be reported each month to all four credit bureaus as an unsecured credit card.
The following credit cards may be able to help build, rebuild or re-establish your credit if you make on-time payments with all of your creditors and maintain your account balances below the credit limits. |  |
| Citibank Citi® Driver's Edge® Card for College Students |
| This card offers no annual fee and a 0% introductory rate that applies to all transactions for six months (which is a rare benefit). Although it has a reasonable interest rate for a student card, there is a minimum cap of 20.24% for cash advances. So no matter how low the Prime Rate falls (the APR is tied to the Prime Rate), the interest rate will not go below the minimum cap. Through the reward program, cardholders earn a rebate of 1% for purchases. The maximum amount of rebates that can be redeemed is $2,500 per vehicle and any unused rebates expire in 5 years. Rebates can also be used for payment of maintenance. | |
| Citibank CitiBusiness Card® with ThankYou Network® |
| This card has no annual fee and offers a reasonable interest rate for purchases and balance transfers, as compared to other business credit cards. There is also a very attractive 0% introductory rate available for purchases for the first six months of membership. Therefore, individuals who will be able to take advantage of the reward program and who plan to take advantage of the additional services and discounts available will benefit most from what the CitiBusiness® ThankYou Network MasterCard® has to offer. APR on purchases 10.99% variable. Purchase protection. Personal concierge service. Auto rental insurance. Roadside assistance. | |
