| At first glance, it may be difficult to distinguish between all of the Citi AAdvantage® credit cards due to their close similarities. This platinum card has minor differences, in that, it offers 12,500 bonus miles for the first purchase and a no 'pre-set spending limit' policy. Of course, cardholders can expect several platinum benefits, such as up to $1,000,000 in travel accident insurance, auto rental insurance, and a personal concierge service. The APR for purchases is reasonable for a reward card. The annual fee of $85 is slightly high and there is a minimum cap of 19.99% for cash advances. |  |
